SocialRecoveryWallet

A vital part of making BlockChains usable in everyday life is making CryptoWallets as convenient and secure (if not more so) than your bank account.

Social Recovery Wallets seem like the best current idea for this.

https://vitalik.ca/general/2021/01/11/recovery.html

Basically you have a wallet with a password to make payments as normal. But it also allows a group of "guardians" to sign a "change password". That means if you lose your password, you can call your guardians to change the password to a new one.

Guardians can be family members, trusted friends, even institutions. Allowing X of Y of the guardians to sign to renew the password means you are protected against a few of your guardians disappearing or going rogue.